![]() Renter Liability Insurance of minimum $100,000 is required. PLEASE DO NOT DISTURB THE CURRENT OCCUPANTS. Rent includes use of the Clubhouse at Riverdale North which includes clubhouse, fitness and swimming pool. Close to schools, parks, shopping, Sacramento River, Downtown Sacramento and more.Īmenities feature living and dining areas, good sized kitchen with dishwasher, range, disposal, microwave, lots of cabinet and counter space, kitchen island, refrigerator, washer and dryer, 2 car garage, central heat and air, fenced yard/patio area, brand new carpet. Loans made or arranged pursuant to a California Finance Lenders Law license.This Fantastic 3 bedroom 2.5 bathroom home is located in the North Natomas area of Sacramento near Duckhorn Dr & San Juan Road. Loan application review and approval is made in compliance with Federal Credit Equal Opportunity Act and the Equal Housing Opportunity Act, and on an impartial and non-discriminatory basis. Applicant must have lived and/or worked in Sacramento or Yolo County for no less than one (1) calendar year.– family with married/coupled adults and one child qualifies for a two bedroom home only) No bedrooms may be unassigned at the time of home purchase (i.e.No children under the age of 18 can be assigned to share a bedroom with a household member over the age of 18.No more than two children under the age of 18 assigned to a bedroom.No children under the age of 18 with different gender identity may share a room.Married/coupled adults share the same room.For current available properties, household makeup must meet the following Habitat requirements:.Applicant cannot have filed for bankruptcy in the last five (5) years.Applicant must be first time homebuyer and cannot own any other real or residential property.Citizen or Legal Permanent Resident at the time of application. *Please note, total income includes income from all sources (employment, child support, SSI, Social Security, disability, retirement, pensions, and other benefits) ![]() Mortgages are fixed payment, 30-year mortgages at 0% interest or 0% interest equivalent.Īn applicant’s income should fall within the following 30-80% of Area Median Income range based on household size.Īrea Median Income Requirements (gross annual income)* A typical mortgage is 30% of the homeowner’s gross monthly income and includes property taxes and insurance. Stay in good communication with Habitat staff throughoutĪpplicants must have the ability to pay for the house.Attend Habitat events and homeowner meetings.Share their story through our website, interviews, videos, and more.Contribute 500 hours of sweat equity building their home and the homes of other partner families.Our partner families must sign a partnership agreement and agree to: Currently using Housing Choice Voucher Program or another income adjusted rental programĪpplicants must be willing to act as a true partner with Habitat for Humanity of Greater Sacramento.Paying too much for rent (more than 50% of their gross income).Substandard Conditions (mold, lacks electricity, unsafe, in need of major repairs, etc.).Add your name to the inquiry list to learn more soon! Step 5: Completed Applications with supporting documentation must be received at our offices by the application deadline, which will be announced when the application period opens.įuture Habitat homeowners must meet three core qualifications: 1.Need for Adequate Shelterįamilies must be experiencing at least one of the following conditions in their current living situation: Step 4: Participate in our open application review sessions in the Habitat offices and around the community. Step 3: F ill out an application for our Homeownership Program. Step 2: When the application period opens, w atch our mandatory Homeownership Orientation to learn more about the application process and where we’re building. Follow these easy steps to get started: Step 1: CLICK HERE to fill out this form and add your contact information to learn more about our program. Our goal is to set you up for success so you can begin building a brighter future for yourself and your family. The Habitat path to homeownership begins with a multi-step approval process that ensures our program is right for you. Purchasing your first home is a big deal. Add your name to our interest form below! The journey to homeownership can be intimidating. Our application period is not currently open.
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